Saving for College
How much should I be saving for college? With college costs increasing at twice the rate of inflation, it is important to start saving early. Interest
Taxable vs. Tax-Deferred
TAXABLE VS. TAX-ADVANTAGED SAVINGS? Tax-deferral can have a dramatic effect on the growth of an investment. Use this calculator to determine the future value of an
Savings Growth
WHAT IS THE LONG-TERM IMPACT OF INCREASED INVESTMENT RETURN? It may surprise you how much more you could accumulate in savings simply by repositioning assets to
Roth IRA Conversion
Should I convert to a Roth IRA? A Roth IRA is a great way for clients to create tax-free income from their retirement assets. Yet, keep
Risk Profiler
WHAT IS MY RISK TOLERANCE? On your way home from work, do you drive in the slow lane or the fast lane? Each person has a
Retirement Savings
HOW MUCH WILL I NEED TO SAVE FOR RETIREMENT? Retirement can be the saddest or happiest day of your life. This pre-retirement calculator will help you
Paycheck Analyze
HOW WILL PAYROLL ADJUSTMENTS AFFECT MY TAKE-HOME PAY? Contributions to a qualified plan, participation in a company-sponsored cafeteria plan, change in filing status, or the number
Number of Periods
HOW LONG UNTIL MY SAVINGS REACH MY GOAL? Compound interest can have a dramatic affect on the growth of a single deposit. Use this calculator to
LTC Insurance Need
WHAT ARE MY LONG-TERM CARE INSURANCE NEEDS? There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid or obtain long-term care
Loan Acceleration
WHAT IS THE IMPACT OF MAKING EXTRA PAYMENTS ON MY DEBT? Over the course of loan amortization, you will spend hundreds, thousands, and maybe even hundreds
Lifetime Earnings
HOW MUCH WILL I EARN IN MY LIFETIME? Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their
Life Insurance Need
HOW MUCH LIFE INSURANCE DO I NEED? Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in
Life Expectancy
WHAT IS MY LIFE EXPECTANCY? With medical advances and improved lifestyles, life expectancies in the United States are on the rise.* Use this basic calculator to
Lease vs. Purchase
SHOULD I LEASE OR PURCHASE AN AUTO? Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it
IRA Eligibility
How much can I contribute to an IRA? Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA —
Impact of Inflation
HOW DOES INFLATION IMPACT MY RETIREMENT INCOME NEEDS? It may surprise you how much inflation can erode purchasing power. Use this calculator to estimate how much
Home Affordability
How much house can I afford? When you’re buying a home, mortgage lenders don’t look just at your income, assets, and the down payment you have.
Future Value Estimator
WHAT COULD MY CURRENT SAVINGS GROW TO? Compound interest can have a dramatic effect on the growth of a series of regular savings and initial lump
Federal Withholding
SHOULD I ADJUST MY PAYROLL WITHHOLDINGS? Each April many taxpayers are surprised as they realize that they have either over-withheld or under-withheld on their taxes. Use
Credit Card Payoff
HOW LONG WILL IT TAKE TO PAY OFF MY CREDIT CARD(S)? Americans today owe more money than ever before. The fact that ‘interest never sleeps’ means
Cost of Waiting
WHEN SHOULD I BEGIN SAVING FOR RETIREMENT? A penny saved is a penny earned, but a penny saved today is a penny potentially earning more. Use
Cash Flow
WHAT IS MY CURRENT CASH FLOW? Businesses generate a source and uses of funds statement to evaluate their income and expenses and to check profitability. Similarly,
Asset Allocation
HOW SHOULD I ALLOCATE MY ASSETS? Over 90 percent of investment returns are determined by how investors allocate their assets versus security selection, market timing and
Federal Income Tax Calculator
Federal Income Tax Calculator Taxes are unavoidable and without planning, the annual tax liability can be very uncertain. Use the following calculator to help determine your
Estate Taxes
WHAT IS MY POTENTIAL ESTATE TAX LIABILITY? In 2023 estates worth up to $12.92 million will be excluded from paying federal estate tax. This means that
